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Patient Advocacy: (Not Available in California)
Personal advocates dedicated to help you locate healthcare providers and
specialists AND help you eliminate the hassles typically encountered when
dealing with the healthcare system.
Counseling: (Not available in California)
Unlimited, free telephone access to a participating ESSCO counselor 24 hours a
day in addition to three in-office counseling sessions, per family member, at
$50 and all charges for subsequent in-office counseling services will be
discounted 25% off normal charges.
Global MED-NET: (Not available in California)
On the chance that you are unconscious when admitted to any ER worldwide,
Global MED-NET ID helps alert the medical team to call the 24-hour hotline to
access your vital medical history within seconds, expediting admissions and
aiding in a more accurate diagnosis.
Travel Assistance:
When you're traveling, the unexpected can occur. Emergencies do happen, but
help is now only a phone call away. 24 hour toll-free emergency service that
can help you access emergency assistance when traveling 100 or more miles away
from home. Travel Assistance service is there when a crisis strikes.
Nurseline:
A 24-hour, toll free help line reaching experienced registered nurses (in
English and Spanish) to answer any question on family health issues.
The following limited benefit insurance is provided under the Group Accidental Death
and Dismemberment and Medical Care Insurance Policy. It is provided to all active
members of the Health Advance Basic members who are enrolled for 30 or more consecutive
days in the program as an added benefit featuring:
Accidental Medical / Dental Expense Insurance Benefit*:
Pays up to $2,500 of the expenses you are charged by a hospital, doctor or certain other charges, up to a maximum of the amount listed if you are injured in a covered accident. Subject to a $100 deductible
Accidental Death and Dismemberment Insurance*:
Pays the beneficiary up to $15,000 for the member's death in a covered accident or a portion of that amount for the accidental death of a family member, if this is a family membership, or less of certain body parts (50% for covered spouse, 20% for covered dependant children).
Accident Disability Insurance Benefit*:
Pays a $1,000 monthly
benefit for total disability resulting from a covered accident. Benefits are payable for up to 12 months and are subject to a 90 day waiting period.
Doctor Office Visits*:
Pays you $25 per visit to a doctor's office to be diagnosed or treated for a covered accident or sickness. You will be paid for up to 4 visits per person and 4 visits per family per year.
Daily Hospital Confinement Benefit*:
Pays you $50 per day for up to 180 days if you have to be admitted and stay in a hospital to treat you for a covered accident or sickness.
*All benefits provided by this insurance are subject to the terms, definitions,
conditions, exclusions and limitations, of the group policy. To obtain more information
about this insurance, please call 1-866-915-1153 and ask to speak to a licensed
agent or click on the link above. All members of the Health Advance Basic Program
are enrolled into the American Advantage Association to be eligible to receive these
benefits. The insurance benefits are underwritten by The United States Life Insurance
Company in the City of New York, a member company of American International Group,
Inc¹, NAIC # 70106. United States Life is domiciled in the state of New York with
a principal place of business of 830 Third Avenue NY, NY 10022-6565 and licensed
in all states, plus DC, except PR. These benefits are under Group AD&D &
Medical Care Insurance Policy (Form #G-19001) issued to the American Advantage Association.
Dr. Office Visits, Daily Hospital coverage is not provided for loss due to a pre-existing condition for 12 months from the Covered Person’s effective membership date and coverage is not provided for members over the age of 64.* Accident Disability coverage is not provided for members over the age of 69.
¹The underwriting risks, financial obligations and support functions associated
with the products issued by The United States Life Insurance Company in the City
of New York are its responsibility. The United States Life Insurance Company in
the City of New York is responsible for its own financial condition and contractual
obligations.
THIS IS NOT BASIC HEALTH INSURANCE. THIS OFFER INCLUDES DISCOUNTS AND/OR SERVICES
PLUS ADDED LIMITED BENEFIT INDEMNITY INSURANCE. NONE OF THESE, INDIVIDUALLY OR IN
COMBINATION ARE A SUBSTITUTE FOR BASIC HEALTH COVERAGE, MAJOR MEDICAL INSURANCE
OR ANY OTHER MEDICAL EXPENSE REIMBURSEMENT INSURANCE PLAN.
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