Health Advance Basic

Physician Program:
Savings: 5% to 50%. Our network of physicians includes General Practitioners, as well as specialists representing over 130 specialties.

Hospital Program: (Not available in California)
If you know that you or a loved one requires a hospital stay, we’ll work with you to find the hospital that offers the greatest savings based on the hospital privileges provided to your physician. Savings of 5% to 25% are typical and in some cases, hospitals have agreed to package rates for certain procedures making savings of 5% to 40% possible.

Dental:
Savings: 5% to 30%. Current members and their family can save an average of 5%-30% off of area dental procedures* when performed by a participating Dental Network dentist. With a network of tens of 1,000’s of credentialed dentists, chances are you’re sure to find a participating dentist regardless of where you live or work.

Vision:
Save 20% to 60% on eyewear, 10% to 60% on sunglasses and contact lenses, and 15% to 25% on medical & surgical procedures including LASIK.

Prescription Drug Program:
Save an average of 23% off brand name drugs and an average of 55% off generic drugs. There are more than 55,000 participating pharmacies nationwide.

Chiropractic Care Savings:
5% to 50%. The chiropractic network consists of thousands of chiropractors who have been carefully screened to make sure that he or she meets high standards, and will allow you to enjoy unlimited use of his/her services with no hassles.

Hearing:
Members receive a free hearing exam, hearing aid cleanings and adjustments as well as a 15% discount off normal retail prices on Beltone hearing aids at any of the 1,800 Beltone Independent locations.

Patient Advocacy: (Not available in California)
Personal advocates dedicated to help you locate healthcare providers and specialists AND help you eliminate the hassles typically encountered when dealing with the healthcare system.

Nurseline:
A 24-hour, toll free help line reaching experienced registered nurses (in English and Spanish) to answer any question on family health issues.

The following limited benefit insurance is provided under the Group Accidental Death and Dismemberment and Medical Care Insurance Policy. It is provided to all active members of the Health Advance Basic members who are enrolled for 30 or more consecutive days in the program as an added benefit featuring:

Accidental Medical / Dental Expense Insurance Benefit*:
Pays up to $1,000 of the expenses you are charged by a hospital, doctor or certain other charges, up to a maximum of the amount listed if you are injured in a covered accident. Subject to a $100 deductible

Accidental Death and Dismemberment Insurance*:
Pays the beneficiary up to $5,000 in a covered accident or a portion of that amount for the accidental death of a family member, if this is a family membership, or loss of certain body parts (50% for covered spouse, 20% for covered dependant children).

*All benefits provided by this insurance are subject to the terms, definitions, conditions, exclusions and limitations, of the group policy. To obtain more information about this insurance, please call 1-866-915-1153 and ask to speak to a licensed agent or click on the link above. All members of the Health Advance Basic Program are enrolled into the American Advantage Association to be eligible to receive these benefits. The insurance benefits are underwritten by The United States Life Insurance Company in the City of New York, a member company of American International Group, Inc¹, NAIC # 70106. United States Life is domiciled in the state of New York with a principal place of business of 830 Third Avenue NY, NY 10022-6565 and licensed in all states, plus DC, except PR. These benefits are under Group AD&D & Medical Care Insurance Policy (Form #G-19001) issued to the American Advantage Association.

¹The underwriting risks, financial obligations and support functions associated with the products issued by The United States Life Insurance Company in the City of New York are its responsibility. The United States Life Insurance Company in the City of New York is responsible for its own financial condition and contractual obligations.

THIS IS NOT BASIC HEALTH INSURANCE. THIS OFFER INCLUDES DISCOUNTS AND/OR SERVICES PLUS ADDED LIMITED BENEFIT INDEMNITY INSURANCE. NONE OF THESE, INDIVIDUALLY OR IN COMBINATION ARE A SUBSTITUTE FOR BASIC HEALTH COVERAGE, MAJOR MEDICAL INSURANCE OR ANY OTHER MEDICAL EXPENSE REIMBURSEMENT INSURANCE PLAN.